2019 Benefit Enrollment window will be October 15th - 26th, with a Company Roadshow on October 10th at T2 Baggage Service Area from 10:00 - 15:00.
Please read the attached document, which is also on the Jetnet, on page 3 there is a chart which illustrates the difference in cost associated with the Core, Standard, and Value Plans. You can use that information to help with your decision as to which plan best suits your needs.
Remember to consider that you are eligible for the HSA (health savings account) only on the Core Plan, so that you can budget - you can contribute up to $6,650 into this account which is not taxed, that may offset some of the deductible amounts. The HSA earns income and rolls forever year over year ! If you are thinking of either Standard, Value, or Kaiser HMO, you could help manage some costs with the YSA (your savings account). The YSA will only roll $500.00.
During this time it's allways great to check your beneficiaries....things sometimes change. Keep in mind if you have 401k, that is managed by Fidelity and has a seprate beneficary designation than your other benefits - check with Fidelity that they have all the proper information.
Union products are purchased outside what American offers and includes; Long Term Disability, Short Term Disability, Critical Illness, Term and Whole Life Insurances. Check with the Local, ask on the Contact Us, for more information on any of these products. Most of the Union issued policies can be purchased at anytime. If you have a TWU-VOL deduction on your paycheck and don't understand what you may have purchased in the past call 888.602.6628 for assistance.
Remeber if you make no elections you will be enrolled in your current plans except for the HSA or YSA deductions. Also, if you are on a LOA you will maintain whatever coverage you have and not enroll during the window but do so upon your return to work.